I applied for my first credit card

Fusionist

Fusionist

Obnoxious Romantic
Veteran
Joined
Jan 30, 2008
Messages
3,523
Age
37
Location
Toronto
Gil
0
FFXIV
Eldeen Modestine
FFXIV Server
Shiva
Yeah, so up until now, I've just been using cash to buy stuff, I didn't even use debit.

So I applied for a MasterCard, but I don't think I'll use it much, since the most I spend on a regular basis in 20 dollars, which my mom gives me to buy groceries for the family.

And I'm pretty sure my limit won't be very large; my first card, and I don't even have a job
 
I have a debit card! I run it as credit cause I can't be assed to type in my pin number. I get money for using it as credit, so yippee!

Beware of that card, ma'am. Don't let the interest consume you.
 
Well at the very least you can use it to get a good credit rating, provided you pay it on time. Good luck though, its possible to fall for high interest and if not paid on time it can destroy you.
 
I had 2 credit cards, that was a bitch to manage, now I have the one. It's just too easy to spend on them though. Normally you think 'Oh, Im skint I can't have that' But then you think 'AH HA backup!'

Altho, Im not as bad as I used to be with it :wacky: Its floating around 700quid somewhere. And they DO have their uses...just intrest is a bitch

Plus, don't make cash withdrawls on it, the interest on that is even steeper than swiping >_<
 
I just realised this is in spam -_-

Im ashamed of my sensible poast -_-
 
I need to apply for a credit card, mainly to just build up credit score so that when the time comes for us to buy a house, all should be well and dandy.
 
Personally, I hate credit cards...they seem to cause nothing but trouble if you're not careful. Sometimes it seems like just going on and buying things will do you no harm, but they can put you debt and interest on them can be a bitch. Just be careful, that's all I've got to say. Don't use it for an impulse either. It's just that credit cards can be addicting...If I were you, I would have opened a checking account and then went with a debit card instead of applying for a credit card.
 
VoN said:
I have a debit card! I run it as credit cause I can't be assed to type in my pin number. I get money for using it as credit, so yippee!

Beware of that card, ma'am. Don't let the interest consume you.
Click to expand...

I just realized how badly I want to be a kid forever :neomon:
 
Only use them when you can't pay in cash or with your debit card. Credit card companies rig in a fortune preying on shopping addicts.
It's unfair, but that's how it works. Get it for "free" now, pay a higher price for it later.

Not to be a preacher, but one can never overestimate the risk of credit cards. I know a few people who've gone bankrupt because of them. I think everyone does.
 
Or alternatively, go on a huge spending spree and buy a load of unneccesary things, coz liek, you can :monster:

*Redeemed*
 
So, the credit card came in today; I activated it, signed my name, looked at the pretty shiny sticker thingy...

Then promptly shut it up in a closest ^^
 
NOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOO its very bad.
do not submit to common sense, spend spend and spend, its only money.

Buy something you dont need.
Be totally irresponsible
 
If only I had this magical thing called money...
 
You must log in or register to reply here.
Back
Top