The first bank gives 10% every 24 hours? Whoa...I remember the first RPG, where things got quite out of hand...people were amassing tens of millions of gil because of bank interest. At that point, too many people played the RPG so it was impossible to round everyone up and take in money. xD
				
			
 If not, then I agree with Hightower.


  unless ya give em quite a bit of HP and make the spell heal himself and give you mana, but give them 0 for all their other stats.